About

Helping Property Owners Understand the Insurance Claim Process

Practical guidance built from years of experience with real property insurance claims.

John Meli, Licensed Public Adjuster
About John Meli

Helping Property Owners Understand the Insurance Claim Process

Property damage can happen in a matter of minutes. The insurance claim that follows can take weeks or months to resolve.

After more than 15 years working with property insurance claims, I’ve seen how overwhelming that process can become for homeowners. Most people don’t deal with insurance claims every day, and they’re suddenly expected to understand policy language, document damage, work with adjusters and contractors, review estimates, meet deadlines, and make important financial decisions about their property.

That’s one of the reasons I created The Property Insurance Survival Guide. My goal was to take what I’ve learned from handling residential, commercial, and condominium claims and turn it into practical information property owners can actually use.

Experience

Experience That Comes From Real Claims

Residential Losses

Experience with homeowners facing water, fire, storm, flood, and other property damage.

Commercial Claims

Understanding the added documentation, valuation, and business considerations that can arise after a commercial property loss.

Condominium Claims

Experience with the unique relationship among master policies, associations, unit owners, and individual HO-6 coverage.

Why I Wrote It

Information You Can Actually Use

“I didn’t write this book to turn homeowners into insurance adjusters. I wrote it to help them become better-informed participants in their own claims.”

When you understand the process, you know what questions to ask, what information to preserve, and when something deserves a closer look.

John Meli
Licensed Public Adjuster

The guide and this website provide general educational information. Insurance policies, facts, and claim circumstances vary, and the information here is not a substitute for reviewing the policy that applies to a particular loss.

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