:root{--navy:#0b3568;--navy2:#062f63;--gold:#efb329;--gold2:#c98a0b;--ink:#233f60;--muted:#586b80;--pale:#eef4f9;--line:#dde5ed;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--navy);background:#fff}.site-head{height:78px;background:#fff;border-bottom:1px solid var(--line);display:flex;align-items:center;position:sticky;top:0;z-index:50}.head-inner{width:min(1120px,calc(100% - 40px));margin:auto;display:flex;align-items:center;justify-content:space-between;gap:26px}.logo img{display:block;width:245px;max-width:36vw}.nav{display:flex;align-items:center;gap:25px}.nav a{color:var(--navy);text-decoration:none;font-size:13px;font-weight:800}.nav a.active{color:var(--gold2)}.nav .contact{background:var(--gold);padding:12px 18px;border-radius:3px;color:#102f55}.mobile-menu{display:none}.subhero{background:linear-gradient(110deg,rgba(5,43,87,.97),rgba(8,52,101,.91)),url('assets/master-design.png') center 13%/cover;color:#fff;padding:78px 24px}.hero-inner{max-width:1040px;margin:auto}.eyebrow{font-size:13px;font-weight:900;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}h1{font-size:52px;line-height:1.04;margin:12px 0 18px;max-width:850px}.subhero p{font-size:19px;line-height:1.6;color:#e2eaf2;max-width:790px;margin:0}.section{padding:66px 24px}.section.alt{background:var(--pale)}.container{max-width:1040px;margin:auto}.narrow{max-width:820px}.section h2{font-size:36px;line-height:1.12;margin:0 0 18px}.section h3{font-size:23px;margin:0 0 10px}.section p{font-size:16px;line-height:1.72;color:var(--muted);margin:0 0 18px}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:25px;box-shadow:0 5px 18px #0b35680b}.card p{font-size:14px;margin:0}.portrait{text-align:center}.portrait img{width:270px;height:270px;object-fit:cover;object-position:50% 31%;border-radius:50%;border:5px solid var(--gold);box-shadow:0 12px 30px #0002}.book{width:min(370px,90%);display:block;margin:auto;filter:drop-shadow(0 16px 15px #0003)}.toolkit{width:100%;display:block;box-shadow:0 12px 28px #0002}.quote{border-left:5px solid var(--gold);padding:8px 0 8px 23px;font-size:21px!important;font-style:italic;color:var(--navy)!important}.signature{font-weight:800;color:var(--navy)!important}.checks{list-style:none;padding:0;margin:22px 0}.checks li{position:relative;padding:8px 0 8px 30px;color:var(--ink);line-height:1.5}.checks li:before{content:'✓';position:absolute;left:0;color:var(--gold2);font-weight:900}.five{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin-top:30px}.pill{text-align:center;padding:18px 10px;background:#fff;border:1px solid var(--line);border-radius:7px;font-size:13px;font-weight:900;color:var(--navy)}.cta{background:var(--navy2);color:#fff;padding:58px 24px;text-align:center}.cta h2{font-size:36px;margin:0 0 10px}.cta p{color:#dce6f0;max-width:700px;margin:0 auto 23px;line-height:1.6}.button{display:inline-block;background:var(--gold);color:#102f55;text-decoration:none;font-weight:900;padding:16px 25px;border-radius:4px}.faq{border-bottom:1px solid var(--line);padding:24px 0}.faq h3{font-size:19px;margin:0 0 9px}.faq p{margin:0}.notice{background:#fff8e7;border:1px solid #f2d999;padding:18px 20px;border-radius:7px;color:#67532d!important;font-size:14px!important}.footer{padding:30px 20px;text-align:center;color:#738090;font-size:11px;line-height:1.6;background:#fff}.footer img{width:210px;display:block;margin:0 auto 13px}.label{font-size:12px;color:var(--gold2);font-weight:900;letter-spacing:.1em;text-transform:uppercase;margin-bottom:7px}.topic{padding:22px 0;border-bottom:1px solid var(--line)}.topic:last-child{border:0}.topic h3{margin-bottom:8px}.topic p{margin:0}.stateline{font-size:13px!important;color:#7a8795!important}
@media(max-width:820px){.site-head{height:auto;position:relative}.head-inner{padding:12px 0;display:block}.logo img{width:220px;max-width:75vw;margin:0 auto 12px}.nav{justify-content:center;gap:8px 14px;flex-wrap:wrap}.nav a{font-size:11px}.nav .contact{padding:9px 12px}.subhero{padding:54px 20px}.subhero h1{font-size:40px}.subhero p{font-size:17px}.section{padding:46px 20px}.grid2,.grid3{grid-template-columns:1fr;gap:28px}.five{grid-template-columns:1fr 1fr}.five .pill:last-child{grid-column:1/-1}.portrait img{width:210px;height:210px}.section h2{font-size:30px}.cta h2{font-size:30px}}
@media(max-width:480px){.nav{gap:7px 10px}.nav a{font-size:10px}.subhero h1{font-size:34px}.five{grid-template-columns:1fr}.five .pill:last-child{grid-column:auto}}

/* Build 9 contact + claim review */
.contact-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:46px;align-items:start}.contact-card{border:1px solid var(--line);border-radius:9px;padding:24px;margin-top:18px;background:#fff}.contact-card.emphasis{border-top:5px solid var(--gold);box-shadow:0 8px 24px #0b356812}.contact-card p{margin-bottom:14px}.text-link{font-weight:800;color:var(--navy);text-decoration:none}.button-reset{border:0;cursor:pointer;font-size:14px}.review-preview{background:var(--navy2);color:#fff;padding:34px;border-radius:10px;box-shadow:0 12px 28px #0002}.review-preview h3{font-size:28px;margin:0 0 12px}.review-preview .checks li{color:#fff}.review-icon{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;background:var(--gold);color:var(--navy);font-size:28px;font-weight:900;margin-bottom:20px}.small-note,.privacy-note,.demo-note{font-size:12px!important;line-height:1.55!important;color:#728093!important}.claim-review-wrap[hidden]{display:none}.claim-form{margin-top:30px}.claim-form fieldset{border:1px solid var(--line);border-radius:9px;padding:24px;margin:0 0 20px;background:#fff}.claim-form legend{font-size:19px;font-weight:900;color:var(--navy);padding:0 9px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.claim-form label{display:block;font-size:13px;font-weight:800;color:var(--ink);margin-bottom:18px}.claim-form input,.claim-form select,.claim-form textarea{width:100%;margin-top:7px;border:1px solid #cbd6e1;border-radius:5px;padding:13px 12px;background:#fff;color:#263f5c;font:inherit;font-size:15px}.claim-form textarea{resize:vertical}.claim-form input:focus,.claim-form select:focus,.claim-form textarea:focus{outline:3px solid #efb32933;border-color:var(--gold2)}.claim-form .span2{grid-column:1/-1}.optional{font-weight:400;color:#7b8793}.consent{display:flex!important;gap:11px;align-items:flex-start;background:#fff;padding:15px 17px;border:1px solid var(--line);border-radius:7px;line-height:1.5}.consent input{width:auto!important;margin:3px 0 0!important;flex:0 0 auto}.submit-review{border:0;cursor:pointer;font-size:15px;margin-top:8px}.confirmation{min-height:70vh;background:var(--pale);padding:72px 22px}.confirm-card{max-width:820px;margin:auto;background:#fff;border-radius:12px;padding:46px;box-shadow:0 12px 35px #0b356817;text-align:center}.confirm-check{width:70px;height:70px;margin:0 auto 18px;border-radius:50%;display:grid;place-items:center;background:var(--gold);color:var(--navy);font-size:36px;font-weight:900}.confirm-card h1{font-size:42px;margin:10px auto 18px;max-width:720px}.confirm-card>p{color:var(--muted);line-height:1.65}.next-box{text-align:left;background:var(--pale);border-radius:9px;padding:26px;margin:30px 0}.next-box h2{font-size:25px;margin:0 0 18px}.next-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.next-steps div{display:flex;gap:10px;align-items:flex-start;color:var(--ink);font-size:13px;line-height:1.45}.next-steps strong{width:28px;height:28px;border-radius:50%;background:var(--gold);display:grid;place-items:center;flex:0 0 auto}.confirm-actions{display:flex;justify-content:center;gap:12px;flex-wrap:wrap;margin:26px 0}.secondary-button{display:inline-block;border:2px solid var(--navy);color:var(--navy);text-decoration:none;font-weight:900;padding:14px 23px;border-radius:4px}
@media(max-width:820px){.contact-grid{grid-template-columns:1fr}.review-preview{padding:26px}.form-grid{grid-template-columns:1fr}.claim-form .span2{grid-column:auto}.claim-form fieldset{padding:18px}.confirmation{padding:42px 18px}.confirm-card{padding:30px 20px}.confirm-card h1{font-size:34px}.next-steps{grid-template-columns:1fr}.confirm-actions{flex-direction:column}.confirm-actions a{width:100%}}

.legal-copy h2{font-size:26px;margin:34px 0 12px}.legal-copy ul{color:var(--muted);line-height:1.7;padding-left:22px}.legal-copy a{color:var(--navy);font-weight:700}.footer strong{color:var(--navy)}


/* V11K-3: sitewide mobile hamburger navigation. Desktop navigation remains unchanged. */
.mobile-actions{display:none}
.mobile-menu-button{appearance:none;border:0;background:transparent;color:var(--navy);font-size:27px;line-height:1;padding:8px;cursor:pointer}
@media(max-width:820px){
  .site-head{position:sticky;top:0;z-index:50;background:#fff}
  .head-inner{padding:10px 16px;display:flex;align-items:center;justify-content:space-between;gap:10px;position:relative}
  .logo{display:flex;align-items:center;min-width:0}
  .logo img{width:185px;max-width:44vw;margin:0}
  .mobile-actions{display:flex;align-items:center;gap:5px;margin-left:auto}
  .mobile-review{display:inline-flex;align-items:center;justify-content:center;background:var(--gold);color:var(--navy)!important;text-decoration:none;font-size:10px!important;font-weight:900!important;line-height:1.05;text-align:center;padding:9px 9px;border-radius:4px;white-space:nowrap}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);box-shadow:0 10px 24px #092f6320;padding:8px 18px 14px;z-index:60}
  .nav.mobile-open{display:block}
  .nav a,.nav .contact{display:block;padding:12px 4px;font-size:13px;border-bottom:1px solid var(--line);text-align:left;background:transparent;color:var(--navy);border-radius:0}
  .nav a:last-child{border-bottom:0}
  .nav .contact{display:none}
}
@media(max-width:420px){
  .logo img{width:155px;max-width:40vw}
  .mobile-review{font-size:9px!important;padding:8px 7px}
  .mobile-menu-button{font-size:25px;padding:7px 4px}
}